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E-Commerce and Online Shops Problems with your payment gateway or online shop? Ask your questions here.

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Old 17-11-10, 07:59 PM
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Default Payment Systems

I realise this has been done many times in the past, but I need to ask anyway, as I am not that up to date on this area of the market.

98% of all our transactions are BACS or Cheque. We do roughly 3% on Card. We don't have the need for a proper merchant account because I consider it low volume and we are not an ecommerce site. The average card transactions around £150. We are using PayPal at the moment. I like the PayPal system, but I find they take a big chunk. I don't want to pay a monthly fee, and I was wondering if a company existed that was similar Google Checkout & PayPal that charged a lower fee on transactions without a monthly fee?

Suggestions please.
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Old 18-11-10, 09:46 AM
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maybe worth having a chat with TotalWeb?

Cheapest PCI Level 1 Payment Gateway??
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Old 18-11-10, 10:05 AM
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Thanks. I will take a look at that.
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Old 18-11-10, 10:22 AM
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I have started using Money Bookers Ryan, as noticed a few web hosts etc use it, so spreading options for clients, easy to setup and "feels" like GC and PP

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Old 18-11-10, 10:31 AM
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Thanks matey. Will check it out as well.

I was just thinking of you five minutes ago, whether or not to email you about a job? Are you back from hospital?

I am just going to a meeting in a minute, but I will drop you an email when I get back.

Ryan
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Old 18-11-10, 10:33 AM
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Am back in on Saturday buddy, shoot it over when you ready.

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Old 19-11-10, 03:15 PM
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Hi Scootek,

Our service requires you to have an Internet Merchant Account through Barclays, HSBC or Streamline (Natwest/RBS) and I noticed you mentioned above that you didn't want to go down the merchant account route.

However, If you want to discuss further drop me a PM with your number and I will give you a call. Using our service with a merchant account will often work out cheaper than using the banks own service, or even other gateways - some of which are getting a bit of a slating at the moment from disgruntled customers it seems - and as we have direct contacts with the banks we can usually get your application processed quicker and cheaper than if you go directly.

Thanks,

Simon
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Payment Gateway - PCI accredited Payment Processing from just £10 per month inc. 300 transactions (10p per transaction thereafter).
Ecom or MOTO or both for just £2 per month extra.

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Old 19-11-10, 03:27 PM
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Hi Simon,

It all depends on how much the merchant account will cost.

We try and avoid card full stop, as most clients are retained, so it is minimal, neverthelss, it all adds up.

Feel free to PM rough costs. I am interested and I have had merchant accounts before.
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Old 03-12-10, 03:22 PM
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Sorry Scootek,

Only just seen your response. For some reason my email notifications for MLF aren't working properly at the moment. Will drop you a PM now in case you are still interested...

Simon
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Payment Gateway - PCI accredited Payment Processing from just £10 per month inc. 300 transactions (10p per transaction thereafter).
Ecom or MOTO or both for just £2 per month extra.

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